Attention homeowners in Hillsboro and Washington County: Get an Appraisal today!
The top seven reasons why OR homeowners call on Bridgeport Appraisal, Inc.:
Own a house in or near Hillsboro, OR and need help determining the value of it?
We at Bridgeport Appraisal, Inc. understand the unique needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we report our findings. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are seasoned in helping clients just like you get rid of undesirable PMI insurance. Challenging Washington county's assessment of your propertyLets say you live in a region that's declining -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Bridgeport Appraisal, Inc. is your perfect weapon when challenging your property tax assessment. Was your HELOC recently frozen?Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Bridgeport Appraisal, Inc. can provide you with a professional appraisal that will help you reinstate your home equity line of credit. Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home. |